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DeepSeek API Payment Failed? Here is How to Fix It (2026 Guide)

2026-07-04 · 5 min · AiCredits Team

Why DeepSeek API Payment Keeps Failing


You found DeepSeek V4-Pro, saw the $0.87/M token pricing, and tried to top up. But your credit card payment failed. This happens to thousands of developers. Here is why.



Root Cause: Chinese Payment Only


DeepSeek only accepts Alipay and WeChat Pay. Both require a Chinese bank account or ID-verified wallet. International Visa, Mastercard, or PayPal simply do not work.



Also: Chinese Phone Number Required


DeepSeek requires a +86 mobile number for registration. International numbers are blocked at step one.



The Fix: AiCredits (2 Minutes)


Skip DeepSeek official. Use AiCredits for direct API access with credit card payment.



Plans


PlanPriceTokens
Trial$35M
Starter$59M
Professional$1938M


Code Change (One Line)


# Before
base_url="https://api.deepseek.com/v1"
# After
base_url="https://api.aicreditsapi.com/v1"


Why Developers Choose This


  • Credit card & PayPal accepted
  • Instant API key delivery
  • Multi-key failover included
  • Singapore CDN for low latency
  • Tokens never expire

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